Finally, You Can Take Your Job's Benefits with You....

There is more to your job than just the pay, it's the benefits too. Up til now, you had to take whatever your employer could give you. Or perhaps you left a really great job that you love because your boss just couldn't or wouldn't get you the benefits you and your family need. Now there is a solution, a choice that will give you the power to control your own life and steer your career in the direction only you want it to go - voluntary benefits.

Voluntary Benefits are plans that allow you to pick and choose what you do and don't need for your health insurance and other needs. They aren't new to the market, but they finally started to become affordable for everyone. The best part about these plans - they are portable. So it doesn't matter where you work, they go where you go and work where you work. Finally, the choice and control are back where they belong, in your hands. The landscape is not the same as it was even a few months ago and it's getting better as time goes on. Everyone knows that you can't walk through life without the right coverage and proper preventative care, you'll live a longer and better life, as will your family, so don't think that there is no one out there to help you - the J&S Wargat Agency is right here.

Be sure to tell us everything you need now or will need in the near future. There are plans for families, business owners with one employee, dental plans, cancer insurance, disability coverage, accident insurance, and a lot more. You don't have to sacrifice quality or travel hours to some unknown doctor to get your care, stay local and work with your own provider, all our plans are well-known, top-notch policies that most medical professionals accept today. Also, we provide Long Term Care Insurance, and Term and Permanent Life Insurance and a medical-styled (S.H.O.P.) gap insurance as well. With prices like these, you can include your family on everything.

• Plans such as Supplemental Health Options Policy (S.H.O.P.) can help you cover some of the costs associated with hospital care. Consider it a gap coverage for all the things your current plan may not cover if you or someone in your family should need to stay at a hospital. It might be right for you if: You have children; want supplemental coverage for your current policy; want a more flexible policy; have little or no savings and aren't ready for a major medical problem.

Accident Insurance is a plan that covers you whether you are on the job or not - it's disability for the everyday problems. Your benefits get paid directly to you; your benefits get paid regardless of any other coverage you may have; you can get it for you or your family; they are guaranteed renewable up to age 70 - check into these plans especially if you are a small business owner and the sole breadwinner of the family, they are ideal for you.

• We now can offer Cancer Insurance to the public as well. 1 in 2 men and 1 in 3 women are affected by cancer. It may not be preventable, but you can still protect yourself. The policy is guaranteed renewable to life, the benefits are paid directly to you and are paid in addition to any other coverage - there is an individual plan or a family plan. These are excellent plans if you are getting along in life and have concerns that have not yet been realized - just contact us today and we'll help.

Let's make this perfectly clear - you don't have to go without anymore and you can afford something, anything is better than nothing. So please, don't wait until it's too late, contact us and see what we can do. We are certain you will be pleased.


Your Auto Insurance

    Auto Insurance is not a "one size fits all approach" talk to someone who can tailor your policy so that you save money, but still have coverage

Your Life Insurance

Life Insurance is not for those who pased on, but for the families left behind. Make sure that you have what they need in place before it's time.

Your Property Insurance

Your property is important - cover it with Renters, Homeowners, Boat, RV and Motorcycle policies. We can cover pretty much anything you own and always keep it within your budget.